SUI and unemployment claims
Your SUI rate notice, checked against the state's schedule.
Kreto reads the rate notice, checks it against the agency's 2026 schedule in 51 states, puts any difference in dollars and drafts the protest for your approval.
A rate notice is a tax bill you can question.
The window is short.
Protest windows are set by each state and often run from the mailing date. Ohio's, for example, is 30 days from mailing.
Source: ORC 4141.26(D)(2). Kreto-computed, not yet checked by a CPA.
The numbers do not always agree.
The rate on the letter, the rate in your payroll software and the rate the schedule gives can differ, and nobody is told which one is right.
Rate notices arrive at a busy time.
Most states mail them near year end, when payroll and tax work peak.
From rate notice to protest letter.
- Bring the notice in.Upload the PDF or scan, forward the email to your private Kreto address, or connect Gmail.
- Kreto reads it.The assigned rate, the rate year, the agency and the respond-by date come off the notice.
- Checked against the schedule.Kreto computes the rate from the agency's own 2026 schedule and sets it against the notice.
- Your payroll, beside it.Upload the payroll register as CSV or Excel. Kreto puts the difference in dollars on the wages you actually paid.
- The protest, drafted.A protest letter is drafted with the evidence attached, on your letterhead.
- You approve.You review the draft, edit it and approve it. Nothing leaves before that.
What Kreto tracks for SUI.
- Annual rate notices
- Each state's taxable wage base
- New-employer rates
- Protest windows
- Voluntary contributions, where a state allows them
- Benefit charge statements
Example: an Ohio rate notice.
The notice's rate, set against the rate the agency's own schedule gives, with the difference in dollars on Ohio's wage base. The protest waits on a person's approval.
Unemployment claims
When a former employee files for unemployment.
Claim and separation notices are read, their response deadlines tracked, and a response drafted with the payroll on file for a person to approve. You submit it through the agency's portal and record the confirmation in Kreto.
SIDES E-Response: built; NASWA certification in progress.
Would a voluntary payment lower your rate?
In states that allow it, a voluntary contribution can move you to a lower rate for the year. The calculator shows whether it pays for itself: the payback period and the three-year return.
What is live today.
Every line works in the product now. A limited line says its limit.
- SUI rate checkLimitedRate notices checked against the agency's 2026 schedule in 51 states.Each state's status is on its page in the state directory.
- Payroll cross-checkLiveThe agency's figures set against the payroll on file, with the difference in dollars.Rate notices against the agency's 2026 schedule in 51 states, and Form 941 notices against your payroll in every state; every other notice is read and its deadline tracked.
- Voluntary contribution ROILiveWhether a voluntary SUI contribution is worth making: its payback period and three-year return.
Questions about SUI.
Is SUI the same as SUTA?
Yes. State unemployment insurance (SUI) and state unemployment tax (SUTA) are two names for the same employer tax.
How do I find my SUI rate?
It is on the rate notice your state agency mails each year, and in your account on the agency's site. For a state's 2026 range and new-employer rate, use the free SUI rate lookup.
Can I protest my SUI rate?
Most states let you ask for a review within a set window after the notice is mailed. Each state's page in the directory shows its window and whether it is checked.
In which states does Kreto check rate notices?
Kreto checks rate notices against the agency's 2026 schedule in 51 states. Form 941 notices are checked in every state.
Does Kreto send the protest?
Kreto drafts it with the evidence attached. A person approves it before it leaves.
What is a benefit charge statement?
A statement of unemployment benefits paid to former employees and charged to your account, which can raise your rate. Kreto reads it and tracks its deadline.
Federal payroll tax Paid family and medical leave SUI rate guide Ohio in the state directory SUI rate lookup
Got a rate notice? Check it today.
Upload the PDF. No account needed for the scan. In an account: free for 90 days, no card.