State compliance, registration to protest letter.
Register in all 50 states and stay on top of every requirement — and when the notice arrives, Kreto cross-references it against payroll, quantifies the discrepancy in dollars, and drafts the protest letter. Evidence behind every number.
- Working notices across all 50 states
- SOC 2 Type II
- Hash-chained audit trail
- Payroll-verified protests
One platform, registration to protest.
Kreto is a compliance platform — registrations and ongoing state requirements, like the category expects. Then it keeps going: every incoming notice cross-referenced against payroll and answered with a drafted letter. Claim the category, win on the notice.
Registered in every state you run payroll.
Agentic state registration and filing — SUI, withholding, and Secretary-of-State foreign qualification across all 50 states. Kreto files the forms; you approve the result.
Every requirement, deadline, and notice in one place.
Requirements, recurring deadlines, and monitoring for each jurisdiction — with state mail and notice intake in the same file. Nothing slips between agencies.
Answer the notice with evidence, not a guess.
Every notice is cross-referenced against payroll, the discrepancy quantified in dollars, and the protest letter drafted for your signature. The part compliance platforms never built.
See the working fileWhere other platforms stop, Kreto keeps going.
Compliance platforms stop when you’re registered. Kreto keeps going when the notice arrives. Each one moves through a fixed, auditable pipeline — people approve, the system proves.
Ingest
Scan, upload, or forward. Every notice is fingerprinted so duplicates die at the door.
AutomatedClassify
Agency, form, tax period, and statutory deadline — extracted and set against the response clock.
AutomatedCross-reference
Claimed amounts are checked line-by-line against actual payroll records. The discrepancy is quantified, not guessed.
AutomatedProtest
A drafted letter with the evidence attached, waiting on one thing: your signature.
Partner approvalRegister in all 50. Then defend all 50.
Get registered anywhere you operate, then stay covered as the rules move. Separation rules differ by state — sometimes by county — so drafts are generated against the rule set in force on the receipt date, not the rule set today. Rate trajectories are tracked per employer, per state.
Where your firm already keeps the facts.
Drafts pull employment dates, separation reasons, and wages directly from your payroll provider. No duplicate data entry; no copy-paste mistakes; every fact is sourced and citable in the audit pack.
When the state asks, you don't explain. You prove.
This is where the evidence story closes. You don't reconstruct what happened from email and screenshots — you export the record. Every notice action — receipt, edit, sign-off, filing — is written to a SHA-256 hash-chained audit log that is tamper-evident and re-verified daily.
For a CPA firm, the audit trail is the work. The interface is just how it's assembled.
- SHA-256Per-action hash chain — receipt → draft → review → file. No silent edits.
- CHAINEDTamper-evident — every record carries the hash of the one before it. Edits can't hide.
- DAILYChain verified — an automated integrity check re-walks the full chain and flags any break.
- EXPORTDownload any time — the full audit trail, exportable (CSV) whenever an agency asks.
We don't reconstruct anything. The audit pack is the response. When the state called about a 2024 charge, I downloaded one PDF and the question was over.
Mosey is joining Gusto. Your compliance shouldn’t miss a beat.
Import your state registrations, accounts, and open requirements in an afternoon — then keep going with the part Mosey never did: every incoming notice cross-referenced against payroll and answered with a drafted letter.
What comes with you
- State registrations & account numbers
- Registered-agent records
- Open requirements & recurring deadlines
- Notice & mail history (PDF import)
- Your team, roles, and approvals
Guided import — we review every mapped record with you before anything goes live.
Flat monthly tiers. Priced by footprint.
Your tier is set by two caps — operating states and employees — never by features. Every tier runs the full platform; you move up only when either cap is crossed.
- Full notice resolution pipeline
- Mailroom, calendar, credential vault
- State registration prep + tracking
- Hash-chained audit log
- Everything in Starter — same platform
- Free guided Mosey import
- Concierge filing — $149/filing
- Annual billing — 2 months free
- Everything in Growth — same platform
- Room for a 30-state operation
- Enterprise past 30 states / 250 employees
Enterprise — beyond 30 states or 250 employees — is custom terms. CPA firm? The multi-client portal is free for your first 10 employer clients — see /for-cpas. Existing customers keep their current terms — full breakdown at /pricing.
Put your first notice to work.
Upload one notice. Watch it come back as evidence, a deadline, and a letter waiting on your signature.
Work your first noticeNo card required · SOC 2 Type II · guided onboarding for firms