Pricing
One set of prices, two ladders.
$149, $399 or $899 a month. CPA firms are priced by the employer clients they manage; employers by the states they hire in and the people on payroll. Every tier is the whole product, and annual billing is 2 months free.
Free for 90 days, no card.Create an account
CPA firms
Priced by the clients you manage.
| Per month | What a firm counts | On annual billing |
|---|---|---|
| $149/mo | SoloUp to 3 employer clients | $1,490 a year2 months free |
| $399/moRecommended | PracticeUp to 10 employer clients | $3,990 a year2 months free |
| $899/mo | FirmUp to 25 employer clients | $8,990 a year2 months free |
| Priced with you | EnterprisePast 25 employer clients | Enterprise termsTalk to us |
$29 per additional client a month past your tier (past 25, or Enterprise terms).Staff seats are unlimited on every tier.
Employers
Priced by where you hire and how many.
| Per month | What an employer counts | On annual billing |
|---|---|---|
| $149/mo | Starter3 states, 20 employees | $1,490 a year2 months free |
| $399/moRecommended | Growth15 states, 100 employees | $3,990 a year2 months free |
| $899/mo | Scale30 states, 250 employees | $8,990 a year2 months free |
| Priced with you | EnterpriseBeyond 30 states or 250 employees | Enterprise termsTalk to us |
You move up a tier when either cap is crossed, at the next billing cycle.
What a state costs you.
Starter covers 3 states for $149 a month: about $50 a state. Growth covers 15 states for $399: about $27 a state. Scale covers 30 states for $899: about $30 a state. On annual billing, take off 2 months.
- $50a state on Starter: 3 states for $149 a month
- $27a state on Growth: 15 states for $399 a month
- $30a state on Scale: 30 states for $899 a month
Three things no tier changes.
The whole product.
Registrations, deadlines and obligations, payroll tax, the employment programs, notices and the audit trail on every tier. Capacity is the only difference.
No implementation fee.
Your states, registrations and account numbers come in through a free guided import.
A tier moves only at the cycle.
Crossing a cap moves you up at the next billing cycle, never mid-cycle.
What every tier includes today.
Live means it works in the product now. A limited line says its limit.
- State registrationsLiveKreto files each registration from your record and tracks it to the state's confirmation.
- NoticesLiveAgency notices are read and their deadlines tracked. Rate notices are checked against the agency's 2026 schedule in 51 states and Form 941 notices against your payroll in every state, and a reply is drafted for approval.
- One place for agency mailLiveUpload a notice or forward the email. Each one lands in the same tracked queue.
- Compliance calendarLiveNotice deadlines and license expirations on one calendar with an iCal feed; obligations tracked state by state.
- Employment programsLimitedPFML, I-9, workers' comp, wage and hour and ACA pages for every employer.
- Credentials vaultLimitedState-portal logins kept in a vault. Every reveal is logged.
- Hash-chained audit trailLiveEach record carries the hash of the one before it. Export it as CSV.
- Payroll uploadLiveUpload the payroll register as CSV or Excel, so a notice in scope is checked against what was paid.
- Guided importLiveA free, guided move-in of your states, registrations and account numbers.
- APILive501 API operations with scoped keys.
What Kreto does not sell.
- No implementation or onboarding fee.
- No per-filing fee.
- No payroll. Kreto works beside the provider you already run.
- No registered agent service, annual reports or employee handbooks.
- Agency fees are the agency's.
Kreto Design Partner
For the first 5 firms.
90 days free, then your tier's price locked for 12 months. Opened 2026-09-17. Closes when the fifth firm starts.
How buying works.
- Book a walkthrough.We look at your states, your employers and the tier that fits them.
- Start on that tier.Free for 90 days, no card. Your states and registrations come in through the guided import.
- Pay monthly or annually.Annual billing is 2 months free: you pay for 10 months and get 12.
- Continue with a person.When you're ready to continue, we'll set up your plan with you.
Questions about pricing.
How is a CPA firm priced?
By the employer clients you manage: Solo $149 a month for 3, Practice $399 for 10, Firm $899 for 25. Past your tier it is $29 per additional client a month, or Enterprise terms. Staff seats are unlimited on every tier.
How are employers priced?
The same three prices, capped by two numbers: the states you operate in and the employees on payroll. Beyond 30 states or 250 employees it is Enterprise.
Is there a free period?
Yes. Free for 90 days, no card. When you're ready to continue, we'll set up your plan with you.
What is the Design Partner offer?
The first 5 firms get 90 days free and keep their tier's price for 12 months.
Does Kreto file state registrations for me?
Yes. Kreto files each registration from your record once you approve it, and tracks it to the state's confirmation. There is no per-filing fee.
How does annual billing work?
Pay annually and get 2 months free: you pay for 10 months and get 12 at your tier's rate.
What happens when we cross a tier's count?
You move up at your next billing cycle, never mid-cycle.
Can I buy online?
Not yet. Book a walkthrough or start free; a Kreto person sets up your plan when you continue.
I'm already a Kreto customer. Does my price change?
No. Existing customers keep their current terms.
Start with one client, or one company.
A walkthrough of your states, your employers and the tier that fits.
Free for 90 days, no card.