14 states
New PFML programs launching annually
States are adding paid leave programs every year. Each has different contribution rates, benefit formulas, and employer obligations. Missing a new program means back-payments and penalties.
PFML Compliance
14 states now require paid family and medical leave.
Kreto monitors every state PFML program, tracks rate changes, and verifies your contributions are correct \u2014 across all 14 states and counting.
The Problem
Where multi-state PFML compliance fails
Annual
Contribution rates change every year — sometimes mid-year
Using last year’s rate means you’re either under-withholding (penalty) or over-withholding (employee complaints).
Extended
Failure to notify employees extends your liability
Most PFML states require written notice to employees about their rights. Failure to notify can extend benefit periods and create additional employer liability.
How Kreto Solves It
Multi-state PFML compliance, automated
Map your multi-state footprint
Kreto identifies which of the 14 PFML states apply to your organization based on employee work locations.
Rate and wage base monitoring
We track contribution rate changes and wage base limits for every applicable state program and alert you when updates occur.
Contribution validation
Kreto verifies that your payroll withholdings match the current state rates and flags any discrepancies before they compound.
Notification compliance
Track which employees have received required PFML notices and which states have upcoming notification deadlines.
What Kreto Monitors
Every PFML obligation, covered
- State PFML programs across 14 states
- Contribution rates and annual changes
- Wage base limits by jurisdiction
- Benefit calculation compliance
Example in Action
Real scenario: Multi-state employer misses PFML contribution
Employer
3 PFML states, 150 employees
Issue Found
Missed CT contribution for 6 months
Back-Payment Avoided
$8,400
A multi-state employer with employees in Massachusetts, Connecticut, and Oregon had been making PFML contributions in MA and OR but missed Connecticut entirely when the program launched. Kreto flagged the missing contributions after the first payroll cycle. The $8,400 back-payment was caught before the state issued a formal assessment — avoiding additional penalties and interest.
Stay ahead of PFML compliance
Start your free trial and get multi-state paid leave monitoring for every jurisdiction where you have employees.