Kreto monitors every state PFML program, tracks rate changes, and verifies your contributions are correct \u2014 across all 14 states and counting.
States adding programs
14 states
States are adding paid leave programs every year. Each has different contribution rates, benefit formulas, and employer obligations. Missing a new program means back-payments and penalties.
Rate changes
Annual
Using last year’s rate means you’re either under-withholding (penalty) or over-withholding (employee complaints).
Employer liability
Extended
Most PFML states require written notice to employees about their rights. Failure to notify can extend benefit periods and create additional employer liability.
Kreto identifies which of the 14 PFML states apply to your organization based on employee work locations.
We track contribution rate changes and wage base limits for every applicable state program and alert you when updates occur.
Kreto verifies that your payroll withholdings match the current state rates and flags any discrepancies before they compound.
Track which employees have received required PFML notices and which states have upcoming notification deadlines.
Employer
3 PFML states, 150 employees
Issue Found
Missed CT contribution for 6 months
Back-Payment Avoided
$8,400
A multi-state employer with employees in Massachusetts, Connecticut, and Oregon had been making PFML contributions in MA and OR but missed Connecticut entirely when the program launched. Kreto flagged the missing contributions after the first payroll cycle. The $8,400 back-payment was caught before the state issued a formal assessment — avoiding additional penalties and interest.
Start your free trial and get multi-state paid leave monitoring for every jurisdiction where you have employees.