Payroll tax and SUI
Does the rate on the letter match the state's schedule?
Kreto checks SUI rate notices against the agency's 2026 schedule in 51 states and Form 941 notices against your payroll in every state, and shows the difference in dollars.
Where rate errors start.
The rate on the notice, the rate in your payroll software and the rate the schedule gives can all differ. It usually shows up as a number that does not match.
How the check runs.
- Your payroll, in.Upload the payroll register as CSV or Excel from the provider you already use.
- The check.Kreto computes the rate from the agency's own schedule and sets it against the notice. Form 941 notices are checked against the quarter's Social Security and Medicare. Form 940 and FUTA are not checked.
- The difference, in dollars.Where Kreto checks a notice, it puts the gap in dollars, with its source.
Beside the rate check.
Federal payroll tax beside it.
Expected Social Security and Medicare from the payroll on file, next to any Form 940, 941 or FTD notice.
Is a voluntary contribution worth it?
In states that allow one, see the payback period and three-year return.
What is live today.
Every line works in the product now. A limited line says its limit.
- Payroll uploadLiveUpload the payroll file, with a guide to download the report from your payroll provider.
- Federal payroll taxLiveExpected Social Security and Medicare from the payroll on file, beside any Form 940, 941 or FTD penalty notice.
- SUI rate checkLimitedRate notices checked against the agency's 2026 schedule in 51 states.Each state's status is on its page in the state directory.
- Voluntary contribution ROILiveWhether a voluntary SUI contribution is worth making: its payback period and three-year return.
Questions about rate checks.
Has a CPA checked the rate figures?
No. Figures are Kreto-computed from the agency's published schedule and say so. They are not yet checked by a CPA.
Do you check IRS penalty notices?
Form 941 notices are checked against payroll. Other IRS notices are read and their deadlines tracked.
SUI rates and claims Federal payroll tax SUI rate guide SUI rate calculator Voluntary contribution calculator
Bring one employer and its states.
A walkthrough of the part that worries you most, on your own records.