Free compliance platform for CPA firms and Employers — AI-drafted SUI protests, UI claims, and payroll notices in 3 minutes. Works with ADP, Paychex, Gusto, or any payroll provider. No switching required.
✓ SIDES Agreement Signed | ✓ 50-State TPA Access | ✓ Human Approval Required
Works with your payroll provider
No payroll switch required.
Sign up with Google or email. Your CPA dashboard is ready instantly.
Invite employers by email. They onboard themselves.
Upload a notice. Get a classified result with a response draft.
State letters sit in mailboxes. Rate changes go unuploaded. Deadlines pass. Penalties compound at 14% annually.
Your payroll provider withheld state income tax for 5 employees but only paid SUI for 3. Nobody cross-checked. The gap became a collection action.
Reading notices, pulling payroll, cross-referencing rates, drafting letters. 45 minutes per notice, per client, per state.
Manage every client from one dashboard. Upload, classify, cross-reference payroll, draft responses, and track deadlines across all 50 states.
See every notice, every deadline, every action. Upload payroll, review AI-generated responses, and e-sign POA authorizations.
Upload any state compliance notice. Our AI pipeline classifies, verifies, and drafts a response -- all within 3 minutes.
Drop a PDF, snap a photo, or forward the email. We accept any format from any state.
Drop a notice here to try it free
PDF, PNG, or JPEG -- max 10 MB. One free classification.
Our 5-agent pipeline identifies the notice type, issuing agency, deadlines, and penalty amounts across 50+ notice categories.
Kreto pulls payroll data from ADP, Paychex, Gusto, or a CSV upload and verifies the notice against actual records. Discrepancies are flagged automatically.
AI drafts a protest letter or response with cited evidence. You review, edit, and submit. Human approval required on every response.
From SUI rate protests to collections defense. Every notice type your clients receive, covered.
“I uploaded a rate notice at 8 AM and had a protest letter with cited payroll evidence by 8:03. It would have taken me 45 minutes.”
— Nalin Chowdary, CPA | Detroit, Michigan | Managing 30+ employer clients
Kreto is used by CPA firms and employers across Ohio, Indiana, Texas, and 47 other states.
We did not build another chatbot. We built the compliance layer.
Direct electronic integration with the NASWA State Information Data Exchange System. Respond to UI separation requests without paper.
Third-Party Administrator registrations across all 50 states and DC. We represent employers directly with state agencies.
Works with ADP, Paychex, Gusto, Rippling, Paylocity, QuickBooks, or a CSV upload. No migration. No disruption.
The average contested SUI rate notice saves $4,200. Your CPA portal is free. Your clients pay $4/employee/month.