Workers' comp

Your workers' comp premium might be too high.

Classification errors are easy to miss. Kreto checks your payroll against NCCI class codes and flags overcharges before your next audit.

Sample data. Company and figures are fictional.

Premium audit surprises.

Year-end audits compare estimated and actual payroll. Misallocated payroll brings surprise bills.

Year-end audit

Workers' comp, checked against payroll.

  1. Bring your payroll in.Kreto reads your payroll records and maps each employee to an NCCI class code.
  2. Classification review.Kreto compares job titles, duties and pay rates with NCCI class codes and flags mismatches.
  3. E-Mod check.Kreto recalculates your experience modification rate and flags differences from the bureau's rate.

What Kreto monitors.

  • NCCI class codes for each employee
  • Experience modification rate
  • Payroll allocation across class codes
  • Premium audit readiness
  • Return-to-work program compliance

Example

Example: office staff in a field code.

An Ohio manufacturer has 8 office employees coded under a field class code instead of 8810, the clerical office code. Kreto flags the mismatch for review before the premium audit.

Sample data. Fictional employer.

What is live today.

Every line works in the product now.

  • Workers' compLivePolicies, class codes, deposit and audited premium and expiry dates, with E-Mod and premium calculators.30 NCCI reference codes.

Check your class codes before the audit does.

Free for 90 days, no card.