Mosey access for non-Gusto customers ended June 30, 2026. If your payroll runs on ADP, Paychex, QuickBooks, or a mix across clients, here is how to choose a replacement — starting with which of Mosey's jobs you actually used.
Mosey built a real category: state compliance management — tracking which states you owe registrations, accounts, and filings in as your team spreads across the country. Then Gusto acquired Mosey in 2026, and Mosey access for non-Gusto customers ended June 30, 2026. If you run payroll on ADP, Paychex, QuickBooks, Rippling, or anything that is not Gusto — or you are a CPA firm managing clients across several payroll providers — you are now shopping for a replacement. Here is how to think about the decision.
"Mosey alternative" means different things to different teams, because Mosey bundled several jobs. Before comparing tools, split the bundle:
(1) State registration tracking — knowing where a new hire creates payroll tax, SUI, and withholding obligations, and getting the accounts opened. (2) Ongoing obligation management — the recurring filings and renewals each state expects. (3) Agency mail and notices — the letters those registrations generate forever after: rate notices, assessments, filing reminders. (4) Adjacent services — registered agent, handbooks, annual reports.
Most replacements cover some of these jobs, not all. The costliest gap to leave open is #3: registrations are a one-time event, but agency notices arrive forever, and each one carries a deadline with a penalty behind it.
The successor to Mosey itself. If you already run Gusto payroll, the acquisition means compliance features are being folded into the platform you use — the natural default. The constraint is the obvious one: it is built around Gusto's payroll base. Multi-payroll CPA firms and employers on other providers are outside the target lane.
The large payroll platforms offer notice-handling and registration add-ons tied to their own payroll data. These work best when your whole world lives inside one provider — and least well for CPA firms whose client book spans several. See our Kreto vs ADP comparison for how the trade-off plays out with the biggest one.
Law-firm subscriptions and PEOs both absorb compliance work as part of a much larger (and much more expensive) relationship. They make sense when you want to outsource employment operations wholesale, not when you want software your team or your accountant operates.
Kreto starts from the part of the bundle the others treat as an afterthought: the notices. Every government compliance notice — SUI rate notices, assessments, UI claims, workers comp audits — gets classified on upload, verified against your uploaded payroll data, quantified in dollars when the state's math is off, and answered with a drafted response you review and approve. State registration guidance and obligation tracking cover the front of the lifecycle, and it is payroll-provider-neutral by design — built for employers and CPA firms whose clients sit on ADP, Paychex, QuickBooks, Gusto, or a mix. To be equally clear about what Kreto does not do: Kreto is not a registered agent and does not offer registered-agent service, employee handbooks, or annual-report filing — keep your current provider for those.
Does it work with your payroll reality? One provider, or many? A tool married to a single payroll platform is a non-starter for a multi-provider client book. Does it handle the mail? Registrations generate notices forever; ask specifically what happens when a rate notice or an assessment arrives, who checks the math, and who tracks the deadline. Does it show its work?When a tool claims a state's number is wrong, you want the calculation, not a vibe — especially if you are a CPA signing the response. Who approves outbound responses? Anything sent to a government agency should pass through your review, not fire on its own.
If you are on Gusto payroll, the path of least resistance is staying for Gusto Business Compliance. If you are anywhere else — or you manage compliance for clients across many payroll systems — pick the replacement by where your risk actually lives. Registrations are a checklist; notices are a liability stream. Kreto is built for the liability stream. Start with a free notice scan or the migration guide.
Kreto classifies it, verifies it against payroll, and tells you exactly what to do. No credit card required.
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