Buyer's checklist
Comparing notice-management software for payroll and SUI notices
Notice management is a mature category. Most tools bring government notices into one place and track their deadlines, which matters: a notice nobody sees is a deadline nobody meets. This page is a checklist for one question that separates them. Once a notice is in the queue, does anything check whether its numbers are right?
Where Kreto works.
Payroll cross-check
Kreto checks unemployment-tax rate notices against the agency's 2026 schedule in 51 states, and Form 941 notices against your payroll in every state. Every other notice is read and its deadline tracked, not checked.
The difference, in dollars
When the agency's number and the payroll number disagree, Kreto puts the gap in dollars, so a CPA can decide, not just log a flag.
Rate notices and protests
SUI rate notices carry short protest windows. Kreto reads the rate, checks it, puts the gap in dollars and drafts the protest for review.
A record a person signs off
Kreto runs the money checks through fixed calculations, not a model's guess, and records every step in a hash-chained audit trail. Nothing goes to an agency until a person at your firm approves it.
How to evaluate any notice tool.
| Question | Why it matters |
|---|---|
| Does it check the state's math against payroll? | Intake and deadline tracking are table stakes. Checking whether a monetary notice is correct means putting it next to the client's payroll. |
| Does it put the gap in dollars? | "The rate looks off" and "$3,150 a year (example figure)" lead to different actions. A number is what turns a notice into a client conversation. |
| Does it handle SUI rate notices and protests? | A general notice tool may track the rate-notice deadline without checking the rate, and the protest window is short. |
| Does it show its work? | When a CPA signs a response to a government agency, a traceable record behind every number matters. |
| Who approves what goes out? | Anything sent to an agency under your firm's name should pass a person's review, not go out on its own. |
A test beats any matrix.
Take one month of notices from your five busiest clients and run them through each tool. Which were classified correctly? Which deadlines did it catch? Did it find the rate gap you already know about, and put a dollar figure on it?
The classification and deadline half needs no account: run the free notice scan. The dollar figure needs your payroll in an account.
What Kreto is not.
Kreto is not a registered agent, does not provide employee handbooks and does not file annual reports; keep your current provider for those. Kreto works with the payroll you already run and is not tied to one payroll platform. Kreto files state payroll tax and program registrations once a person approves them. Every drafted protest or response waits for a person at your firm to review, edit and approve it.
See it on your own notices.
Upload a notice. Kreto classifies it, finds the deadline and suggests a next step. No sign-up, no card. The payroll check starts once your account has payroll in it.